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Terms of Use

Last Modified: July 19, 2026

Welcome to The AI Investor ("Website"). By accessing and using this Website, you agree to comply with and be bound by the following Terms of Use. If you do not agree to these terms, please refrain from using this Website.

1. General Information

This Website is owned and operated by Namya Aankur Gupta, trading as The AI Investor ("we," "us," or "our"). These Terms govern your use of this Website and any services, content, or information provided herein, including any digital product purchases.

2. User Eligibility

By using this Website, you confirm that you are at least 18 years old, or have obtained parental or guardian consent to use this Website if you are a minor.

3. Intellectual Property Rights

All content on this Website including but not limited to text, graphics, images, logos, course materials, newsletters, and software is our property or licensed to us and is protected by applicable intellectual property laws. Unauthorised use, reproduction, or distribution of any content is prohibited without prior written consent.

4. Use of the Website

You agree not to use this Website:

  • For any unlawful purpose or in violation of any applicable laws.
  • To infringe on our intellectual property rights or the rights of others.
  • To distribute malicious software, viruses, or any other harmful technologies.
  • To collect personal data of other users without their consent.
  • To reproduce, resell, or redistribute any paid digital product without authorisation.

5. E-Commerce Terms

5.1 Product Information and Pricing

We make every effort to provide accurate descriptions, pricing, and availability of our digital products. However, we do not guarantee that all product descriptions, pricing, or availability are error-free. We reserve the right to correct errors, change pricing, and update product information at any time without prior notice. All prices are listed in Indian Rupees (INR) unless otherwise stated.

5.2 Orders and Payments

By placing an order, you agree that you are making an offer to purchase the selected digital products. We reserve the right to accept or reject any order. Payments are processed through our designated payment platforms including Topmate, Razorpay, and Stripe. We do not store credit or debit card details and comply with applicable payment security standards.

5.3 Delivery of Digital Products

Upon successful payment, digital products will be made available for download or access. You will receive a confirmation with download instructions or access credentials. If you do not receive access within a reasonable timeframe, please contact us at hello.theaiinvestor@gmail.com.

5.4 Returns and Refunds

We offer a 7-day satisfaction guarantee on digital products. If you are not satisfied with your purchase, you may request a refund within 7 days of the purchase date by contacting us at hello.theaiinvestor@gmail.com. Refund requests may require proof of purchase. Once a refund is issued, access to the digital product will be revoked. Refunds may be granted at our discretion in exceptional cases beyond the stated period.

6. Newsletter and Subscription Services

By subscribing to our newsletter or paid Substack publication, you agree to receive emails from The AI Investor. You may unsubscribe at any time using the unsubscribe link in any email. Paid subscription fees are non-refundable after the billing cycle has commenced, unless otherwise stated.

7. Privacy and Data Protection

We are committed to protecting your privacy and processing your personal data responsibly. Please refer to our Privacy Policy for details on how we collect, process, and store your personal information, in compliance with applicable Indian data protection laws.

8. Third-Party Links

This Website may contain links to third-party websites including Topmate, Substack, Telegram, and social media platforms. We do not control or endorse these websites and are not responsible for their content or privacy practices.

9. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this Website, including but not limited to product defects, download failures, investment decisions made based on content published here, or transaction issues. All content on this Website is for educational and informational purposes only and does not constitute financial advice.

10. Disclaimer

The content published on this Website including articles, newsletters, and course materials is for educational purposes only. Nothing on this Website constitutes financial, investment, legal, or tax advice. Always consult a qualified financial advisor before making any investment decisions.

11. Changes to Terms of Use

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Modified" date. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts in India.

13. Contact Information

If you have any questions about these Terms, please contact us at:

  • Email: hello.theaiinvestor@gmail.com

By using this Website, you acknowledge that you have read, understood, and agree to these Terms of Use.

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